25.02.2026 - 00:31 [ Malcolm Fitzgerald / Medium.com ]

Money Out of Thin Air: The Secret Truth About How Banks Create New Money

(July 7, 2025)

Here’s what really happens when you get a loan from a bank:

– The bank doesn’t go into a vault and hand you someone else’s cash.
– The bank creates new money right then and there, by typing numbers into your account.

That’s right: Most of the money in our economy didn’t exist until someone took out a loan!