Ah, October. Patio umbrellas down. Storm windows up. The turning of the leaves. The crisping of our ears. Playoff baseball. Halloween just a few weeks off. We‘ll get back to the most bracing month of the year a bit later, but first a few words about the recent decision by major banks to charge customers five bucks a month to use ATM cards for routine purchases. And those few words are, „You greedy stinking ravenous money-grubbing avaricious pigs.“